

How do I use Zip online?
- Add items to your shopping bag and checkout
- Select Zip as your payment method – you will be redirected to the Zip website
- Register or login to your Zip account and confirm payment
How do I use Zip in store?
- Open the 'Pay' tab in the Zip app
- Add your Zip Pay Visa Card to your phone's digital wallet
- Tap your phone instore anywhere you see Visa or the Contactless Symbol
All you need to use ZIP:
- A valid email address and mobile number.
- Be at least 18 years old.
- Be an Australian Citizen or Permanent Resident.
- Have a good credit history.
- Read more about what you need to apply for Zip Pay
More info:
What is Zip?
Zip Pay is an interest free buy now pay later product offering a credit limit of up to $1,000. You can buy what you love and enjoy the flexibility of paying it off over time.
How do repayments work?
Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.
What are the fees?
Monthly Account Fee: $9.95 (waived if you pay your statement closing balance in full by the due date). Late Fee: $7.50 if you miss the minimum repayment, charged 7 days after your due date. See full t's & c's.
What is the refund policy when paying with Zip?
Items purchased online using Zip may be returned for a refund by posting it to our Online Store Returns/Exchanges address or exchanged in store for another item or gift card. Gift cards will also be issued for any difference between the item exchanged and the amount originally paid. We are unable to issue refunds in store for orders placed online with Zip. All refunds and exchanges are subject to our refund and exchange policy having been met.
Want more info? Check out this link